You have already done your homework about the benefits of LASIK eye surgery, and you’re ready to move forward with the procedure. But the one thing that is holding you up is whether or not you can afford it.
Although costs will vary depending on the type of LASIK you decide to have; there are many ways to make LASIK affordable for just about any circumstance.
First, you’ll want to know exactly how much your LASIK surgery is going to cost. Most every eye doctor will provide you with a cost up front, so you know exactly what to expect.
Once you have a price in hand, then it’s time to see how you can reduce the amount you’ll have to pay. Here are some ways to go about it.
First, find a doctor that will offer you a free LASIK evaluation. Many doctors already offer this, but you could save $100-$200 by making sure you get a free pre-operative exam.
Next, find out what kind of financing options your eye doctor may offer. Because LASIK is considered an elective surgery, most insurance companies will not cover the cost of the procedure, so you’ll probably be on the hook to pay the full price for the procedure. Still, it doesn’t hurt to do a quick check with your insurance company to be sure. Most all patients will qualify for some kind of payment plan, which will fit into your monthly budget. Some doctors may even offer no money down.
Many employers also offer Flexible Spending Accounts and Health Savings Accounts. In both instances, you may be able to apply tax-free dollars that you set aside to pay for the cost of a LASIK procedure. The tax free dollars act as a percentage discount, and could save you hundreds of dollars.
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